Viva's accounting procedures is being changed as of March 15, 2018, to the following accounting procedures:
Credit Card auto-debit (Amex, Visa, MC, Discover) carries a 3.5% fee of the monthly payment. If this option is chosen, the client receives 5% additional materials thereby passing an increase in savings to the client.
Reason for Credit Card Policy Change
Monthly credit card charges consume 3.5% of every dollar you pay. To improve
results, the “merchant fee” that benefits the credit card processing center is being transferred to the client to obtain additional marketing materials.
ACH payment (ACH means electronic payments and money transfers between banks
without using paper checks, wire transfers, credit card networks, or cash.)
Debit Card payment. This is a debit card on file that is used to debit a monthly payment.